Interview 9:

Abhi diwedi

7/03/2015 : Lucknow – Panel III
Interview time : 15 min

Panel sitting in order : M1 F M2 M3 M4

Entered in room wished them
M2 asked some random 10-12 HR question related to abt my dad, me and 1 year gap and all
after that
M2 : What is bank ?
Me- Bank is a financial institution which work on two services, Intermediary services and liquidity services

M2 – Explain me both these services in detail.
Me – Explained very well

M2 – Ok now u are a banker and a person comes in bank and say to you break my FD of 2 lac whose maturity year is of 5 years and give me 1 lac but you have to convince him to take a loan of 1 lac with 1% more interest than FD interest means u have to convert our customer into borrower

Me – (( Ok took a 10 sec pause )) said (( considering him as a customer )) ok sir you can break your FD right now but that dont gonna give u positive result , I can suggest you a better plan that I have for u , u can take a loan of 1 lac now u must be thinking y i should pay more 1 % interest but sir u will get 1 lac Loan from bank and u can pay it in installments and if u have more money u can also go for prepayment option and ur FD saving will be also with you whose benefit u can get after 5 years with better returns

M2 – looked me like I have done miracle , said wah beta , then with that surprise face he looked F and M3 then said my ques over

F- Ok tell me two best points of Railway Budget ?
Me – Told well even she interrupted me and said M1 to ask (( ma’am was totally satisfied ))

M1 – Banking mein IT ka use btao ? ( aise btana jo tmhre acc sab na bta pate ho )
me – I mentioned Contact less cards , PoS , Kiosk and then back to same jo sab bolte hai

M1 – Internet banking ki steps btao ?
Me – I started telling him abt used id and password so he asked why its been used – for whch i replied for authentication and few more ques regarding that

M1 – Partial dependency btao ?
Me- Although pta tha but didnt told (( sab nhi btana chahye ))
M1 – Hub and switch difference ?
Me – Explained

M1 – Warehouse and cloud computing ?
me – both explained well

Now, M3 started asking
M3 -IRDA jante ho ?
Me – Yes
M3- full form btao phir
Me – In start i said institute but with a fumble of this told exact answer

M3- what it do ?
Me- regulate insurance sector

M3 – SEBI regulates ? Me – Capital market

M3- Commodity market regulated by ? Me – FMC

M3 – Do you knw any news abt SEBI and FMC that came in budget ?
Me – Yes sir , both gonna merged soon and explained same as it was said in Mr Jaitley’s speech

M3 to M4 want to ask anything
M4 – ab kya puche ise jane do

Thanked them when I was about to open door , Sir said “candidate kamal ka hai, budget ki inti deep knowledge”
and I was feeling satisfied Better than PO interview

Mansi Agarwal
Mansi Agarwal

Hey, I am Mansi Agarwal - owner of this site. I am basically from Lucknow. I did B.Tech and now working as a full time blogger. Blogging is my passion and my permanent job also. If you have any suggestion for the improvement of this site then feel free to tell me. You can connect with me on FB and Twitter for more updates.